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Small Business Resources › Business Financing Guide

SMALL BUSINESS GUIDES

Your guide to business financing

Everything you need to know about business financing in order to grow your small business.

Tools used in financial management

Tools used in financial management

The tools used in the financial management of your business can make or break your financial success. If you want to reinforce your business, there are assorted financial management tools you can get your hands on to help. Financial management for small business...

Small businesss financing

Small businesss financing

Financing a new business? It can be difficult to know where to start. Find out more on what financing options are right for your new business.

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Small business loan

Small business loan

When starting a new business you will may need to apply for financing. Read on to get familiar with small business loans

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Types of business funding

Types of business funding

When starting a small business you need to know what options you have to secure funding. Read on to find out how you can finance your new business.

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Cash flow management

Cash flow management

Having a firm handle on the theory and practice behind cash flow and cash management is central to your ability to run a profitable small business.  The term ‘cash flow’ is bandied around liberally whenever we talk about business health and profitability. But are...

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Business Financing FAQs

What are the principal reasons for small business financing?

Business finance refers to the funds you need to set up and run your small business, especially in the early stages. Your finance business options can come in many forms. There are three key reasons for small businesses to seek funding:

  • Inventory purchases
  • Business expansion
  • Financial strength

Business finance isn’t exclusive to funds at the start-up stage. It also refers to the finances you’ll need to grow your small business.

What are the financing options for small busness?

There are several types of small business finance options to unpack before deciding which one is best for your situation or stage of your business growth. These include:

  • Bank loans
  • Cash flow loans
  • Self financing 
  • Investor financing

With all these types of funding for small businesses in mind, be sure to weigh your small business financing and lender options carefully before committing your small business to a certain avenue.

What are the types of business finance?

There are three types of finance for businesses. Each method of funding your business’s start-up or growth comes with unique advantages, drawbacks, requirements and structures. They are:

  1. Internal funding
  2. Debt financing
  3. Equity financing
How does business financing work?

Most business loans are installment loans. Instead of getting a revolving credit line, you receive the full amount of the loan upfront and pay it back in equal installments. This way, there’s a set repayment term, typically with fixed monthly payments.

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